Enhanced Homeowner Insurance – Private Client Insurance

Enhanced Homeowner Insurance is for homeowners who depend on a higher degree of coverage to protect the lifestyle they’ve built.

If you own a home in Ontario with a replacement cost above $750,000, our Sentinel Risk Enhanced Homeowner Insurance Product delivers comprehensive, all-risks insurance against higher-value property damage or loss.
Our Enhanced Homeowner Insurance features ultra high coverage limits that protect your home and your valuable contents such as jewelry, and investment-grade collections like wine, antiques and automobiles.
As the value of your home or contents increase, the program offers the flexibility to ensure you have the coverage you need.  All Enhanced Homeowner customers receive dedicated broker support, and 24 hours a day claims support.
enhanced homeowners insurance
Our Homeowners Insurance solutions provide valuable benefits including identity fraud and increased settlement options. Enhanced Homeowners delivers even more value and includes all the benefits you need to protect all that you’ve built. With Enhanced Homeowners, you’ll receive more comprehensive coverage and the peace of mind that comes with it.
  • Enhanced Homeowners Premium Coverage – Receive full support 24 hours a day, 7 days a week with a dedicated claims team.
  • Increased limits of insurance for items such as furs, collectibles, watercrafts and motorized garden equipment
  • $50,000 Blanket Jewellery Coverage
  • $20,000 Identity Fraud Coverage
  • $20,000 Bylaws Coverage
  • No “per item” limit for Outdoor Trees, Plants, Shrubs, and Lawns
  • High deductible options to reduce premiums
  • Additional living expenses to maintain your standard of living if you have to temporarily move out of your home
  • Worldwide coverage for your personal property. Whenever you’re away and wherever you are, the personal possessions that travel with you are fully insured
All of these protections can be included in a single insurance policy, saving you the time, money & complications of multiple policies.  Sentinel Risk Insurance provides an easy-to-read, plain-English summary of coverage that gives you the essential information you need to be sure you have the right protection.

Give Sentinel Risk Insurance a call today at 1-888-231-2011 or fill out the form for a free, no obligation private client insurance quote

Enhanced Homeowners Product Features

Enhanced Homeowners Insurance
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Optional Coverage Available:

  • Personal Cyber Protection Coverage
  • Home Equipment Breakdown Coverage
  • Service Line Coverage

Additional Enhanced Homeowners Highlights

  • Flexible claim settlement, with the option to replace your home and contents or accept a cash settlement
  • Claims settlement time extended from 180 days to 365 days
  • Receive increased coverage for identity fraud and jewellery
  • Longer time limits for repairs
  • A dedicated Claims team available around-the-clock

In Partnership with

Wawanesa Insurance