Home Insurance
For most, a home is the single largest investment made in a lifetime. At Sentinel Insurance, we want to make sure you are protected against financial distress and insured in the case of a claim. By speaking with our clients one on one, we will identify any potential exposures and suggest the appropriate coverages available to protect against these exposures.
No two homes are the same, so no two home insurance policies should be the same. Identifying a value to rebuild can often be a tough task. Our brokers will take all the required information in order to make sure that your home is insured to value and you return to your home as soon as possible after a loss.
Coverage Types of Home Insurance in Ontario
Home insurance in Ontario can vary a lot between one provider to another. its smart to shop around for the best home insurance that suits your specific needs and budget. Contact Sentinel Risk Insurance today to review your existing policy before renewal, or to get a free quote on your insurance needs.
Standard Home Insurance
Standard home insurance policies provides less coverage than comprehensive policies. A standard policy only covers your home against risks that are explicitly listed in your policy. It’s also referred to as a named perils or basic policy.
Broad Home Insurance
Broad policies provide coverage that is comparable to standard and comprehensive policies. A broad policy is also referred to a broad-form or general policy.
No-Frills Home Insurance
This policy offers the least protection because it is offered to homeowners who don’t meet some standard underwriting criteria. This policy typically will not include many standard home insurance coverages in Ontario.
